The catalogue
All calculators
15 calculators, free and without sign-up. Each one names the paid tool it stands in for, and each one shows its working.
Cash & working capital
What you actually have, when it runs out, and what it costs to bridge the gap.
13-Week Cash Flow Forecast
Find the week your cash gets tightest — before it happens.
Replaces: CFO consulting engagements and $200 spreadsheet templates
Cash Conversion Cycle Calculator
How many days your money is trapped between paying suppliers and getting paid.
Replaces: Working capital consultants and paid CFO dashboards
Inventory Carrying Cost Calculator
What holding stock costs you a year — the number that never appears on an invoice.
Replaces: Supply-chain consulting reviews and paid ERP analytics
Revenue & accounting
Recognition schedules and roll-forwards that otherwise live inside enterprise software.
ASC 606 Revenue Recognition Schedule
Turn one contract into the month-by-month schedule your auditor asks for.
Replaces: Ordway, Younium, Sage Intacct and other enterprise rev-rec platforms
Depreciation Schedule Generator
Straight line, declining balance or sum-of-years — with the tax shield each one buys.
Replaces: Fixed-asset modules in paid accounting software
Payments & merchant costs
The fees your statement is designed not to show you.
SaaS & unit economics
Retention, payback and the arithmetic behind a growth claim.
LTV, CAC & Payback Calculator
What a customer is worth, what one costs, and how long until you are square.
Replaces: ChartMogul, Baremetrics and other paid analytics tiers
MRR Movement Waterfall
Where recurring revenue actually went: new, expansion, contraction, churn.
Replaces: ChartMogul, Baremetrics and ProfitWell paid tiers
Cost, payroll & people
What a hire really costs once the extras are counted.
Billable Rate Calculator
The hourly rate that actually pays you what you meant to earn.
Replaces: Consultants’ pricing courses and agency rate cards
Break-Even & Contribution Margin
How much you have to sell before you stop losing money — and what a price change does to it.
Replaces: Business-school templates and paid planning tools
True Cost of an Employee
What a hire actually costs once tax, benefits, ramp and recruiting are counted.
Replaces: Cost modelling locked inside paid HR and PEO platforms
Capital & decisions
Lease or buy, build or buy, borrow or wait — with the numbers attached.
Loan True Cost & Effective APR
What a business loan really costs once the fees are counted as interest.
Replaces: Broker spreadsheets and lender-supplied illustrations
NPV & IRR Project Evaluator
Whether an investment is worth making, in today’s money.
Replaces: Corporate finance templates and paid modelling add-ins
WACC Calculator
What your money costs — the hurdle every investment has to clear.
Replaces: Corporate finance templates and valuation course material
Tax & admin
Reverse calculations and schedules that accountants charge to produce.