Capital & decisions

Lease or buy, build or buy, borrow or wait — with the numbers attached.

• Lease vs Buy (After-Tax NPV)

  Which is genuinely cheaper once tax relief, residual value and time are priced in.

  Replaces: The analysis accountants charge to produce

• Loan True Cost & Effective APR

  What a business loan really costs once the fees are counted as interest.

  Replaces: Broker spreadsheets and lender-supplied illustrations

• NPV & IRR Project Evaluator

  Whether an investment is worth making, in today’s money.

  Replaces: Corporate finance templates and paid modelling add-ins

• WACC Calculator

  What your money costs — the hurdle every investment has to clear.

  Replaces: Corporate finance templates and valuation course material